Do It In This Order: Apply, Assess, Install, Reassess
The order matters, and getting it wrong can cost you money. Step one: if you might qualify on income, apply for the Moderate Income Rebate at efficiencyns.ca and wait for approval. Approved households get the assessment free, so applying first can save the $199. Step two: book the initial Home Energy Assessment with a registered energy advisor. Step three: get quotes and have the work done within 12 months of that first assessment. Step four: book the final assessment with the same advisor. Efficiency Nova Scotia's guide says to expect the rebate cheque within 90 days of the final assessment.
How Does The Efficiency Nova Scotia Home Energy Assessment Rebate Work?
The Home Energy Assessment rebate pays you back for part of a new heat pump after an energy advisor visits the house before and after the work. The first assessment costs $199, and it must be done before the system is installed.
Payment is based on tons of heat pump capacity. The June 2026 guide sets $300 a ton for ductless units, $500 a ton for central ducted systems and $600 a ton for geothermal, with a $5,000 limit per home and never more than the job cost. Work has to be done within 12 months of the first assessment.
| Heat pump type | Rebate per ton | Example |
| Ductless | $300 | A 2-ton ductless system earns about $600 |
| Centrally ducted | $500 | A 4-ton ducted system earns about $2,000 |
| Geothermal | $600 | A 4-ton system earns about $2,400 |
| Heat pump water heater | $800 flat | Tanks under 56 gallons and 56 gallons or more |
Who Qualifies For The Moderate Income Rebate?
The Moderate Income Rebate covers owners who live in the home, meet the income limits and rely mostly on oil, propane or another non-electric fuel. Wood heat is not accepted as the main source here, and electrically heated homes are left out.
It adds $500 per ton for a ductless heat pump and $1,500 per ton for a ducted one, up to $5,000 more. Combined with the Home Energy Assessment, that can reach $10,000. Efficiency Nova Scotia must approve you before the work starts.
What These Rebates Do Not Cover
The June 2026 Efficiency Nova Scotia guide rules out several things under both the Home Energy Assessment and the Moderate Income Rebate. Replacement heat pumps, working or not, do not qualify; only newly added capacity earns a rebate. Ducted, compact ducted and mixed-ducted mini-split systems do not qualify. Heat pump equipment in unconditioned space, such as ductwork through a cold attic, does not qualify. Heat pumps must be on the eligible list at efficiencyns.ca/heatpump and installed by a certified Refrigeration and Air Conditioning Mechanic. Equipment must be new and bought in Canada, and the rebate can never be more than the cost of the work.
Can You Combine Programs?
Some programs stack and some do not. The Home Energy Assessment and the Moderate Income Rebate are built to work together, for up to $10,000 on qualifying upgrades. HomeWarming is separate: the guide says only one Efficiency Nova Scotia program will pay for any given upgrade, so a heat pump paid for through HomeWarming cannot also earn the assessment rebate. A heat pump water heater can get $800 off in store through the instant rebate or $800 through the assessment, not both. How the new National Heat Pump Rebate will combine with provincial programs is not yet known.
Rebates For Cottages And Second Homes
The Moderate Income Rebate requires the home to be your primary residence, so a cottage or camp does not qualify. The Home Energy Assessment guide does not list primary residence as a rule, but it does require proof of ownership, a home connected to the grid, in livable condition, with a working automated heating system. A seasonal place that meets those rules may qualify; a camp with only a wood stove or no year-round power likely will not. Call Efficiency Nova Scotia at 1-877-999-6035 to confirm before booking. The federal rules for second homes are due November 1, 2026.
What Is The HomeWarming Program?
HomeWarming pays for upgrades such as heat pumps and insulation for homeowners who meet its income limits. It grew on June 29, 2026, with room for about 1,600 more households across the province.
Efficiency Nova Scotia arranges the work through HomeWarming. If you think you may qualify, call them at 1-877-999-6035 before you book a private heat pump install.
What Do We Know About The New Federal Heat Pump Rebate?
Ottawa announced its National Heat Pump Rebate on October 8, 2026. It is worth $2,000 for an eligible system, rising to as much as $10,000 for low- to median-income households.
The program opens in early 2027, and the federal page says eligible heat pumps installed from November 1, 2026 will qualify. No energy audit is needed. The list of eligible systems and the full rules are due out in November, so keep your invoice and check the model before you buy.
The National Heat Pump Rebate: What To Do Before Early 2027
If you are installing a heat pump this winter and hope to claim the federal rebate, keep good records from the start. Make sure the model will be on the federal eligible products list once it is published. Keep the itemized invoice, proof of payment and the model and serial numbers of every indoor and outdoor unit. Note the installation date, since only installs from November 1, 2026 are covered. Canada.ca says the eligibility rules, rebate amounts and product list will be posted from November 1, 2026, and the online portal opens in early 2027. Check that page before you sign a quote that counts on the federal money.
Which Heat Pump Programs Have Closed?
Nova Scotia's Oil to Heat Pump Affordability Program stopped taking applications in 2026. Both federal Greener Homes programs, the grant and the loan, have ended as well.
If a salesperson at the door promises a grant from one of these programs, be careful. Check with Efficiency Nova Scotia before you sign anything.
Is There Help With Heating Bills This Winter?
Yes. The province's Heating Assistance Rebate Program gives $400 toward the heating bill to single people with net income up to $30,000 and families up to $45,000. You can apply between October 1, 2026 and March 31, 2027.
This is help with the bill, not a heat pump rebate, but many Cape Breton homes qualify for both.
What Does The Rebate Invoice Need To Show?
For the rebate, Efficiency Nova Scotia wants the invoice to show each heat pump model, its AHRI number, the room each indoor unit went into, the date of the work and the Refrigeration and Air Conditioning Mechanic number of the person who did it. We write every invoice to match.